The Difference is Value

Benefits Access Insurance Services takes the best of an old concept - benefits brokerage - and brings it to new level of service with Value Added Benefits Management. 

What this means to your business is you not only get the best possible rates on all your insurance and benefits needs, you also get complete benefits management including human resources support at no extra cost.  We provide support for employee benefits, medical insurance plans, dental insurance plans, COBRA, HIPAA, benefits plans, retirement, disability, worker's compensation and much more!  Over 30 years combined experience guarantees lowest cost and superb service!

Please visit our About Us section to learn more about our background and the services we offer.  Then check out the rest of our site to gain detailed information on how we can be the best broker you've ever had!
Calculators

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

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Newsletters

Tracking the Rise of Target-Date Funds

Investments in target-date funds have grown during the last decade. They are often the default choice in employer-sponsored retirement plans and viewed favorably by some investors for their helpful approach to asset allocation. This article explains the advantages and disadvantages of these funds and cautions potential investors about several common misconceptions.

Tax Changes for 2012

Mandatory annual inflation adjustments generally affect federal income tax brackets, retirement plan contribution limits, and estate tax exemption levels. Here are some of the major changes that could affect readers in 2012, with a table showing 2012 income thresholds for the six federal income tax brackets.

Settling on a Salary

As a company's profit situation improves, business owners may be in a position to decide whether to take home a larger salary or use more of the proceeds to invest for the future. This article discusses the possibility of choosing a business-owner salary that allows for other benefits, such as building the business, saving more for retirement, and adding employee benefits.

Doing Your Heirs a Favor

Although a will and a trust specify disposition of assets, many other details of an individual’s final wishes might be explained in a letter of instructions. This article offers some topics to consider addressing in the letter to help loved ones make decisions and take care of final arrangements.

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